6 Best Credit Cards for Indian Business Travellers
If you are running a business, travelling is an integral part of your duties. These frequent travels are not for leisure purposes but strictly meant for business requirements. Depending on the nature of your business and geographical location of your customers or vendors, you or some senior employee of your organisation might have to travel every week to not only different locations within India but also to international locations.
Due to time constraints, air travel is the only feasible option for travelling by trains is not only time consuming but is a tad uncomfortable. You want to be in your best shape when going for a crucial business meeting and might also need to attend different meetings in different cities in a single day.
This flexibility can only be provided by air travel, but the fact of the matter is that air tickets do not come cheap and when you have to book air tickets all too often, keeping track of the expenses can become tiresome. In such a situation, all your travel related worries can be answered with the Best Travel Credit Cards for Indian business travellers offered by various banks.
Benefits of Travel Credit Cards for Business Travellers
Business travel Credit Cards are one of the specialised types of Credit Cards in India that has been designed and developed exclusively for corporate and business travellers, who need to travel to various national and international locations frequently. As a result, they offer exclusive benefits to make the travelling experience more comfortable. Some of the significant benefits provided by these cards for business travelers are:
- Additional reward points and air miles.
- Discounts and cashbacks on air ticket, hotel, cab booking, restaurant bills, and other travel-related transactions.
- Free premium lounge access at all major international airports.
- Easy to keep track of all travel related expenses at one place.
- Reduced transaction charges on spending done in Forex or Forex withdrawal at network ATMs
About Business Travel Credit Cards
Amongst the various types of Credit Cards offered by the banks operating in India, following are the six best Credit Cards for taking care of different travel related needs of corporate and business travellers. These cards have been selected based on the features and benefits offered by them and are listed in no particular order. You are advised to conduct thorough research and then select a Credit Card that meets your requirements in the best possible manner.
1. Citibank Corporate Card
Citibank Credit Cards offer excellent perks and benefits for corporate business travel booking and are highly sought after by Indian business travelers. Some of their most beneficial features are:
o Never-expiring reward points on every purchase
o Reward points can be redeemed for air miles, hotel stays, premium merchandise and delightful experiences
o Easy management of Credit Card accounts through online tools
o 2 reward points for every spend of Rs. 125
o Easy to issue a foreign exchange for international travel needs
o Accepted at more than 36 million outlets worldwide
o Round the clock customer support services
2. American Express Platinum Corporate Credit Card
American Express Platinum Corporate Credit Cards have been designed exclusively for Indian business travellers and offer incredible benefits such as:
o Bonus reward points on every spending of Rs. 100
o Complimentary access to frequent flyer program
o Complimentary wi-fi access at Boingo hotspots all over the world
o Exciting discounts and rewards at leading restaurants and hotels in India
3. SBI Platinum Corporate Credit Card
Offering a host of cashless travel options, SBI Platinum Corporate Credit Card offers some exclusive privileges, such as:
o Inbuilt Travel Insurance and Air Accidental Insurance cover
o Protection against fraud by employees
o Online account management tool to keep track of expenses
o Emergency cash withdrawal facility
o Complimentary access to visa lounge at leading airports
4. HDFC Premium Corporate Credit Card
Platinum Corporate Credit Card from HDFC offers terrific benefits for business travellers along with access to a host of entertainment options all over the world. The significant benefits available with this credit card are:
o 5 reward points for every transaction
o Opportunity to earn 10x reward points when shopping at select outlets
o Use reward points for air ticket booking
o Option to integrate with your accounting software
o Accepted at millions of merchant outlets all over the world
5. Axis Bank My Business Credit Card
My business credit card from Axis Bank offers some exciting benefits for business travellers and help with management of expenses. Its key benefits are:
o Fuel surcharge waiver of up to Rs. 400 per month
o Over the limit, penalty fixed at 3% of the over limit amount
o Forex transaction fees fixed at 3.50% of the transaction value
o Complimentary lounge access in India
6. Kotak Corporate Platinum Credit Cards
Corporate platinum credit cards from Kotak Mahindra Bank enable you to manage your travel expenses comfortably and avail exclusive benefits such as:
o You can decide separate card limit for different employees
o Accepted at millions of merchant establishments worldwide
o Airport lounge access across all major cities
o Interest-free funds
You can select any of the above mentioned credit cards for your business travel related requirements and enjoy a host of benefits. Just make sure that you understand your requirements first and then select a credit card that meets your needs in the best way.
Also Read: Travel Credit Cards You’ll Love
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